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Penalties for Driving Uninsured

Spanish: Multas por Manejar Sin Aseguranza en Texas

Penalties for Driving Uninsured in Texas are codified in Texas Transportation Code §601.191. First offense: $175-$350 fine (the former annual state surcharge was repealed in 2019).

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Definition

Penalties for Driving Uninsured in Texas are codified in Texas Transportation Code §601.191. First offense: $175-$350 fine (the former annual state surcharge was repealed in 2019). Repeat offenses: up to $1,000 fine, vehicle impoundment, and license suspension unless an SR-22 financial responsibility filing is kept for 2 years. Causing an at-fault accident while uninsured exposes the driver to personal liability for medical bills and property damage that insurance would otherwise cover.

Primary source: statutes.capitol.texas.gov/Docs/TN/htm/TN.601.htm