Penalties for Driving Uninsured
Spanish: Multas por Manejar Sin Aseguranza en Texas
Las penalidades legales en Texas por manejar sin aseguranza: multas, suspensión de licencia y requisito de SR-22.
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Definition
Penalties for Driving Uninsured in Texas are codified in Texas Transportation Code §601.191. First offense: $175-$350 fine (the former annual state surcharge was repealed in 2019). Repeat offenses: up to $1,000 fine, license suspension up to 2 years, vehicle impoundment, and an SR-22 financial responsibility filing requirement. Causing an at-fault accident while uninsured exposes the driver to personal liability for medical bills and property damage that insurance would otherwise cover.
Primary source: statutes.capitol.texas.gov/Docs/TN/htm/TN.601.htm