Comprehensive coverage for Texas drivers. Save up to 40% on your auto insurance with A-LA's personalized policies and exceptional service.
No obligation. Takes less than 2 minutes.
Comprehensive protection with benefits designed specifically for Texas roads and drivers. Experience the A-LA difference.
Comprehensive protection for your vehicle including liability, collision, comprehensive, and uninsured motorist coverage. Drive with complete peace of mind.
Save up to 40% with our competitive pricing and exclusive discounts for safe drivers, families, bundled policies, and more. We beat competitor rates.
File and track claims 24/7 through our mobile app or call center. Most claims processed within 48 hours to get you back on the road quickly.
Free roadside assistance included with every policy. Towing, tire changes, jump starts, lockout service, and emergency fuel delivery available anytime.
Work with knowledgeable local agents who understand Texas insurance laws and requirements. Personalized service in English and Spanish.
Your first accident won't raise your rates with our accident forgiveness program. We reward good drivers and understand accidents happen.
Get insured in 3 simple steps
Fill out our simple online form or call us. It takes less than 5 minutes to get a personalized quote.
Review your coverage options and select the plan that best fits your needs and budget.
Complete your purchase and receive instant proof of insurance. You're protected immediately!
Choose from a complete range of coverage options tailored to your driving needs and budget. Every policy is customizable.
Required by Texas law. Protects you financially if you're responsible for an accident that causes injury or property damage to others. Essential for every Texas driver.
Covers damage to your vehicle from collisions with other vehicles or objects, regardless of who's at fault. Protects your investment in your vehicle.
Protection against theft, vandalism, weather damage, and other non-collision incidents. Essential protection for Texas weather and urban areas.
Coverage if you're in an accident with an uninsured or underinsured driver. Critical in Texas where 1 in 8 drivers are uninsured.
Get answers to common questions about Texas auto insurance requirements and coverage.
Texas requires minimum liability coverage of 30/60/25: $30,000 for bodily injury or death to one person per accident, $60,000 for bodily injury or death to multiple people per accident, and $25,000 for property damage per accident. While this is the legal minimum, we strongly recommend higher limits (100/300/100) for better financial protection. Most accidents result in costs exceeding these minimums, leaving you personally liable for the difference.
There are many ways to reduce your auto insurance costs without sacrificing coverage:
If you're involved in an accident, follow these steps:
Yes! We offer substantial discounts for safe drivers with clean records. Our safe driver discount can save you up to 30% on your premium. Additional discounts include defensive driving course completion (up to 10%), multi-vehicle discounts (up to 20%), bundled policies with home or renters insurance (up to 25%), loyalty discounts for long-term customers, and military/veteran discounts. We also offer accident forgiveness for your first at-fault accident, so your rates won't increase. Contact us to learn about all available discounts you may qualify for.
Collision coverage pays for damage to your vehicle from accidents involving other vehicles or objects (like hitting a tree or guardrail), regardless of fault. Comprehensive coverage protects against non-collision events like theft, vandalism, fire, hail, flooding, falling objects, and animal strikes. Both are optional but highly recommended, especially if you have a car loan or lease. Together they provide complete physical damage protection for your vehicle. Most drivers choose both for total peace of mind.
You can get same-day coverage with A-LA Auto Insurance. Our online quote process takes less than 5 minutes, and once you purchase your policy, you'll receive instant proof of insurance via email that you can access on your phone. You can also call us at (866) 252-6116 to speak with an agent and get covered over the phone in minutes. We understand that sometimes you need insurance immediately, and we're here to help.