Got Questions?

A-LA Auto Insurance works as your personal insurance shopper, comparing rates and coverage from 35+ carriers on your behalf so you don’t have to contact each company individually. To get started, simply provide basic details about yourself and your vehicle — your name, address, date of birth, vehicle year and model, and the level of coverage you need. Our licensed agents then search our carrier network to identify the most competitive options for your situation. You can receive a quote online, over the phone at (866) 252-6116, or in person at any of our 13 DFW offices — whichever is most convenient. Once you choose a policy, we bind your coverage and can issue digital insurance ID cards the same day. After your policy is active, we remain your point of contact for questions, renewals, and any changes. Our goal is to make buying insurance fast, transparent, and stress-free for every Texas driver.

Yes, protecting your personal information is a core commitment at A-LA Auto Insurance. When you request a quote or purchase a policy through our website or at one of our offices, all data transmissions are protected using SSL/TLS encryption — the same technology used by banks to secure online transactions. We do not sell your personal information to third parties outside of the insurance carriers required to generate your quote and bind your policy. Texas law (Texas Business and Commerce Code Chapter 521) governs how businesses must protect personal consumer data, and A-LA complies fully with these requirements. Our online payment portal operates through a PCI-DSS compliant payment processor, meaning your credit card or banking details are never stored on our servers. If you have questions about how your data is collected, stored, or used, you can review our full Privacy Policy at alaautoinsurance.com/privacy or contact us directly at admin@alaautoinsurance.com.

No, A-LA Auto Insurance is an independent insurance agency, not an insurance carrier or insurance company. This distinction works in your favor. Insurance carriers — companies like Progressive, Kemper, or National General — actually underwrite and pay claims on your policy. An independent agency like A-LA acts on your behalf to compare policies from multiple carriers simultaneously, so you get the best available rate rather than just one company’s price. Because we’re independent, we’re not locked into selling any single carrier’s products — our only obligation is to find you the most suitable and affordable coverage. This means when your circumstances change or a better deal becomes available at renewal, we can re-shop your policy across our entire network. A-LA is fully licensed by the Texas Department of Insurance (TDI) as an agency, and all of our representatives are trained and authorized to sell insurance in the state of Texas.

Yes. A-LA Auto Insurance is fully licensed by the Texas Department of Insurance (TDI), the state agency that regulates all insurance activity in Texas. Every insurance agency and agent operating in Texas must hold an active TDI license to legally sell, solicit, or negotiate insurance coverage. Our agency license allows us to represent multiple insurance carriers and sell all personal lines of insurance, including auto, home, renters, motorcycle, and specialty coverages like SR-22 and Mexico tourist insurance. All A-LA agents are individually licensed and have completed the state-required education and examination requirements to advise customers on their coverage options. You can verify the licensing status of any Texas insurance agency or agent through the TDI public license lookup tool at tdi.texas.gov. Choosing a TDI-licensed agency like A-LA ensures you are protected by Texas insurance regulations, including the right to file a complaint with TDI if you ever have a dispute. Call (866) 252-6116 to speak with a licensed agent today.

A-LA Auto Insurance stands out from other DFW insurance agencies in several important ways. First, as an independent agency comparing 35+ carriers, we are never incentivized to push any single company’s products — our goal is always to find the best rate and coverage for you specifically. Second, we serve drivers that many agencies turn away: those with no credit history, no traditional US driver’s license, SR-22 requirements, DUI/DWI records, or prior coverage lapses. Third, every A-LA office is fully bilingual, with English and Spanish-speaking agents available during all business hours. Fourth, we offer same-day coverage and same-day SR-22 filing at all 13 DFW locations — you can walk in without an appointment and leave with proof of insurance in under 30 minutes. Finally, our 4.8-star rating across more than 1,649 verified customer reviews reflects the consistent quality of service our team delivers every day. Call (866) 252-6116 to experience the A-LA difference.

A-LA Auto Insurance provides a comprehensive range of personal and commercial coverage options across the Dallas-Fort Worth area. Our primary coverage types include: auto insurance (liability-only and full coverage), SR-22 insurance with same-day filing, motorcycle insurance, homeowners insurance, renters insurance, Mexico tourist auto insurance for cross-border travel, non-standard and high-risk auto insurance, no down payment car insurance, DUI/DWI insurance, and non-owner SR-22 for drivers without a vehicle. We also offer surety bonds for contractors, auto dealers, and other business uses, as well as commercial auto insurance for delivery drivers and small business fleets. At select locations, we provide professional tax preparation services for added convenience. All coverage types are available from our network of 35+ insurance carriers, allowing us to compare prices across multiple companies to find the most competitive rate. Visit alaautoinsurance.com or call (866) 252-6116 to learn more about any specific coverage type.

Getting a quote from A-LA Auto Insurance is quick and straightforward. For auto insurance, you will typically need: your full name, date of birth, and Texas address; your driver’s license number or acceptable alternative ID (such as a Mexican Matricula Consular, foreign passport, or international driver’s license); your vehicle’s year, make, model, and Vehicle Identification Number (VIN); information about any additional drivers in your household; and your desired coverage type and deductible preferences. If you have prior insurance, your current or most recent policy information can help expedite the process, though it is not required. For homeowners or renters insurance quotes, we may also ask about the type of property, year built, and any safety features. You do not need a US credit history — we do not run credit checks. Most quotes take less than 10 minutes. Call (866) 252-6116 or visit any of our 13 DFW offices to get started.

Comparing insurance rates is one of the simplest ways Texas drivers can significantly reduce their monthly expenses. Insurance companies use proprietary pricing models that weigh dozens of variables — including your zip code, vehicle type, driving history, age, and coverage limits — and each carrier weights these factors differently. This means the same driver can receive quotes that vary by hundreds of dollars per year from one company to the next. Without comparison shopping, you may be significantly overpaying for the same or even less coverage. The Texas Department of Insurance notes that Texas is one of the most competitive insurance markets in the country, which is precisely why working with an independent agent like A-LA — who compares 35+ carriers simultaneously — can generate substantial savings. Our customers save an average of $400 or more per year by switching through A-LA. The comparison process costs you nothing and takes only a few minutes. Call (866) 252-6116 to compare rates today.

Auto insurance rates in Texas are determined by a combination of driver-specific factors, vehicle characteristics, and coverage selections. Key driver factors include your age and years of driving experience (younger drivers typically pay more), your driving record including any accidents, tickets, or DUI/DWI convictions, and your annual mileage. Vehicle factors include the make, model, and year of your car — vehicles with higher repair costs, theft rates, or safety ratings affect premiums accordingly. Where you live also matters significantly: drivers in urban DFW zip codes like downtown Dallas or central Fort Worth typically pay 15–30% more than those in suburban areas due to higher traffic density and accident rates. The coverage level you choose — liability-only versus full coverage — has the largest single impact on your premium. One factor A-LA removes from the equation entirely: we offer no-credit-check insurance through specialty carriers, so your credit score will never affect your ability to get covered through A-LA.

The right auto insurance coverage depends on your specific situation. Texas state law requires all drivers to carry minimum liability coverage of 30/60/25: $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage. However, minimum liability only covers damage you cause to others — it does not pay for your own vehicle repairs. If you have a car loan or lease, your lender almost certainly requires full coverage, which includes liability plus collision coverage (for damage to your car in an accident) and comprehensive coverage (for theft, weather, vandalism, and other non-collision events). Even if your car is paid off, full coverage is worth considering for vehicles valued above $5,000. Additional coverages worth evaluating include uninsured motorist protection — highly recommended in Texas, where approximately 14% of drivers carry no insurance — and roadside assistance. A licensed A-LA agent can walk you through the options for your specific vehicle and budget.

Shopping for insurance with A-LA Auto Insurance is designed to be as convenient as possible, with multiple options to fit your schedule and preferences. You can start online by visiting alaautoinsurance.com and clicking Get a Quote — our online form walks you through the key details needed to generate a comparison across our 35+ carrier network, and you can complete the entire process without speaking to anyone if you prefer. If you’d rather talk through your options, call us at (866) 252-6116 during business hours to speak with a licensed bilingual agent who can compare rates in real time. You can also walk into any of our 13 DFW office locations without an appointment — offices are available Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 5 PM in Dallas, Fort Worth, Arlington, Irving, Lewisville, Carrollton, Duncanville, and more. Most customers are quoted, approved, and covered in under 15 minutes.

A-LA Auto Insurance partners with a network of more than 35 trusted insurance carriers, giving us the flexibility to find competitive rates for virtually any driver profile. Our carrier network includes both national companies and specialty Texas-focused providers, including Progressive, Kemper, National General, Bristol West, Anchor General, Bluefire Insurance, American Access Casualty Company, Clearcover, and many others across standard, non-standard, and specialty insurance markets. Because we work with carriers that specialize in different driver types — including high-risk, SR-22, non-standard, and first-time buyers — we can typically find a competitive option even for drivers who have been declined elsewhere. Our carrier relationships also provide access to exclusive programs and rates not available directly from carriers to individual consumers. As an independent agency, our loyalty is to you — not to any single carrier. We re-shop your policy at every renewal to make sure you’re still getting the best available rate across all 35+ providers.

Choosing an insurance policy involves more than finding the lowest monthly premium. Several factors should be evaluated to ensure you are getting genuine value and protection. First, review coverage limits carefully — minimum liability coverage is far less protective than higher limits, and the price difference may be smaller than you expect. Second, evaluate your deductible: a higher deductible lowers your premium but means greater out-of-pocket cost when you file a claim. Third, consider the carrier’s claims-handling reputation and financial strength rating, since a carrier that is slow or difficult to work with is not a good value at any price. Fourth, check for available discounts such as multi-vehicle, bundling auto with home, safe driver, and paid-in-full discounts. Fifth, think about your specific circumstances — SR-22 requirements, regular travel to Mexico, or a financed vehicle all affect which coverage options you need. A licensed A-LA agent at any of our 13 DFW locations can walk you through all of these considerations for free.

The cheapest insurance premium is not always the best financial decision, and understanding the trade-offs is important for Texas drivers. Lower premiums often come with reduced coverage limits, higher deductibles, or exclusions that can leave you significantly underprotected after an accident. For example, a policy with Texas state minimum liability limits of 30/60/25 may cost less per month, but if you cause an accident involving serious injuries or an expensive vehicle, you could be personally liable for damages that exceed those limits — potentially costing tens of thousands of dollars out of pocket. Similarly, a very high deductible might save $20–$30 per month in premium but leave you unable to afford repairs when you need them most. At A-LA Auto Insurance, our goal is to help you find the best value — the right combination of coverage, price, and financial protection. By comparing 35+ carriers, we can usually identify policies that provide strong protection at competitive rates. Call (866) 252-6116 to find your best value option.

Yes. Bundling your auto and home insurance policies — known as a multi-policy discount — is one of the most reliable ways to reduce your overall insurance costs in Texas. Most major insurance carriers offer a meaningful discount, typically ranging from 5% to 15% on each policy, when you purchase both through the same company. Beyond the premium savings, bundling also simplifies your insurance management: one agency, one agent, and in many cases one renewal date. At A-LA Auto Insurance, we offer both auto and homeowners insurance through our network of 35+ carriers, which means we can find you a competitive bundled rate and manage both policies in one place. Even if you currently have your home insurance elsewhere, it’s worth comparing what a bundled policy through A-LA would cost — many customers find the combined savings offset any switching considerations. Renters insurance policies can also be bundled with auto insurance for similar discounts. Call (866) 252-6116 for a bundled quote today.

A-LA Auto Insurance proudly serves all types of drivers across the Dallas-Fort Worth metroplex, with a particular specialty in helping customers who face barriers when seeking insurance elsewhere. This includes drivers with no US credit history, those who have never had insurance before, drivers with a prior coverage lapse, and individuals with a DUI, DWI, or multiple traffic violations on their record. We also specialize in serving new Texas residents and immigrants — we accept Mexican Matricula Consular, foreign passports, international driver’s licenses, ITIN, and DACA Employment Authorization Documents in place of a US driver’s license. Our bilingual staff serves Spanish-speaking customers with the same full range of services available in English. We also serve drivers who need SR-22 filing, non-owner insurance, high-risk auto coverage, and Mexico tourist insurance. With 13 offices across DFW, we serve drivers in Dallas, Fort Worth, Arlington, Irving, Lewisville, Carrollton, Duncanville, Grand Prairie, and surrounding communities. Everyone deserves affordable coverage — we work every day to make that possible.

No, you do not need a traditional Texas driver’s license to get auto insurance through A-LA Auto Insurance. Texas law does not prohibit insurance agencies from issuing policies to drivers who use alternative forms of identification, and A-LA specifically specializes in serving this community. We accept the following documents in place of a Texas or US driver’s license: Mexican Matricula Consular (consular ID), a valid foreign government-issued driver’s license, an international driving permit, a foreign passport, an Individual Taxpayer Identification Number (ITIN), or a DACA Employment Authorization Document (EAD). Many of our 35+ partner carriers have programs specifically designed for drivers using these documents. You can receive full liability or full coverage auto insurance, and SR-22 filing is also available if required. Driving without insurance in Texas carries significant legal penalties regardless of your license situation, so getting covered is essential. Visit any of our 13 DFW offices or call (866) 252-6116 — our bilingual agents will help you find the right coverage using your documentation.

No. A-LA Auto Insurance offers no-credit-check auto insurance, and your credit score or credit history will never affect your ability to get a quote or purchase a policy through our agency. Many standard insurance carriers use credit-based insurance scores as a rating factor, which can make coverage more expensive or difficult to obtain for customers with limited or damaged credit histories. A-LA has specifically built relationships with carriers in our 35+ network who do not rely on credit scores as a pricing factor, making it possible for us to offer competitive premiums to drivers regardless of their financial history. This is particularly important for new immigrants and first-time insurance buyers who may have no established US credit history at all. Texas drivers with prior bankruptcies, collections, or credit issues are welcome at A-LA — we evaluate your situation based on your driving record and coverage needs, not your credit score. Call (866) 252-6116 or visit any DFW location today.

Yes, A-LA Auto Insurance offers SR-22 insurance with same-day filing at all 13 DFW locations. An SR-22 is not a separate type of insurance policy — it is a certificate of financial responsibility that your insurance carrier files with the Texas Department of Public Safety (DPS) on your behalf to prove you carry the state-required minimum liability coverage. Texas requires an SR-22 in several situations, including after a DUI or DWI conviction, after a license suspension due to an uninsured accident, after being caught driving without insurance, or after accumulating too many traffic violations within a short period. The SR-22 requirement in Texas typically lasts two to three years, depending on the underlying violation. If your coverage lapses during this period, your insurer must notify the DPS, which could result in additional license suspension. A-LA files SR-22 certificates electronically, typically within 24 hours. Rates start at approximately $85–$145 per month for SR-22 with liability-only coverage. Call (866) 252-6116 for an immediate SR-22 quote.

A-LA Auto Insurance provides same-day SR-22 filing in most cases, making the process as fast as possible so you can get back on the road legally. Once you purchase your auto insurance policy through A-LA, our agents electronically submit your SR-22 certificate directly to the Texas Department of Public Safety (DPS) on your behalf — this is typically completed within 24 hours of your policy being bound. Electronic filing is the fastest and most reliable method, eliminating the risk of paperwork delays or postal processing times. After the SR-22 is filed, the DPS updates your driving record to reflect that you are in compliance with the state’s financial responsibility requirements. You will receive a copy of your SR-22 certificate for your own records. It is critical to maintain continuous coverage without any lapse during your entire SR-22 requirement period — if your policy cancels or expires, your insurer must notify the DPS, which can restart the requirement period. Call (866) 252-6116 to start your SR-22 filing today.

In Texas, SR-22 requirements typically remain in effect for two to three years, though the exact duration depends on the specific violation that triggered the requirement. For most offenses — such as being caught driving without insurance, an at-fault accident while uninsured, or a first-time DUI/DWI — Texas DPS generally requires two consecutive years of SR-22-backed coverage. More serious or repeated violations can result in a three-year requirement. The most critical rule to understand is that your coverage must remain continuous and uninterrupted throughout the entire SR-22 period. If your policy lapses for any reason — including a missed payment — your insurance carrier is legally required to notify the Texas DPS by filing an SR-26 form, which cancels your SR-22. This can result in your driver’s license being suspended again and may require you to restart the requirement period from the beginning. A-LA Auto Insurance will send you payment reminders to help you maintain uninterrupted coverage. Call (866) 252-6116 for SR-22 assistance today.

Yes. A-LA Auto Insurance offers same-day coverage at all 13 DFW office locations and by phone. Once you are approved for a policy, we can bind your coverage and provide digital insurance ID cards within minutes — there is no waiting period before your insurance becomes active. Same-day coverage is especially valuable when purchasing a new or used vehicle, reinstating a suspended license that requires proof of insurance, or addressing a lapse in coverage before facing additional legal penalties. You can walk into any A-LA office without an appointment during business hours — Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 5 PM — and leave with active, legal insurance coverage the same day. Phone quotes and same-day binding are also available by calling (866) 252-6116. In most cases, the entire process from first quote to receiving your digital ID card takes less than 15 minutes. Same-day SR-22 filing is also available for drivers who need it.

Texas state law requires all drivers to carry minimum liability insurance, commonly referred to as 30/60/25 coverage. This means your policy must provide at least $30,000 per person for bodily injury liability (covering injuries to others in an accident you cause), $60,000 per accident for bodily injury liability (the maximum your insurer will pay if multiple people are injured), and $25,000 for property damage liability (covering damage to another person’s vehicle or property). These limits are established by the Texas Transportation Code. It is important to understand that minimum liability insurance only covers damage you cause to others — it does not pay to repair or replace your own vehicle. Texas drivers are also required to carry proof of insurance at all times and must present it to law enforcement upon request. Driving without the state minimum coverage can result in fines of $175–$350 for a first offense, license suspension, and vehicle impoundment. A-LA can issue same-day minimum coverage policies starting as low as $42/month. Call (866) 252-6116.

Liability insurance and full coverage are the two primary auto insurance categories available to Texas drivers. Liability-only insurance — the Texas state minimum — covers damage you cause to other people and their property in an accident you are responsible for. It pays for the other driver’s medical bills and vehicle repairs up to your policy limits but does nothing for damage to your own vehicle. Full coverage adds two critical protections: collision coverage, which pays to repair or replace your own vehicle after any accident regardless of fault, and comprehensive coverage, which covers non-collision losses like theft, vandalism, hail, flooding, and hitting an animal. If you have an auto loan or lease, your lender will require full coverage. For paid-off vehicles, the right choice depends on your car’s value and your ability to absorb a total loss out of pocket. In DFW, average full coverage runs $118–$168 per month for clean-record drivers, while liability-only starts around $42 per month. A-LA agents can quote both and help you decide.

Yes. A-LA Auto Insurance offers motorcycle insurance with the same fast service, no-credit-check options, and competitive pricing as our auto policies. Our carrier network of 35+ providers includes companies that specialize in motorcycle coverage for all bike types, including sport bikes, cruisers, touring motorcycles, and dirt bikes. Motorcycle insurance in Texas operates under similar minimum liability requirements as auto insurance, but coverage options are tailored to the unique risks of riding. Available coverage types include liability-only (the Texas state minimum), collision and comprehensive for your bike, medical payments coverage, and uninsured motorist protection — important in Texas, where a significant percentage of drivers carry no insurance. Motorcycle riders who also have a car insurance policy through A-LA may qualify for a multi-policy discount on both policies. Same-day coverage is available for motorcycle policies at all 13 DFW offices, and bilingual agents are available to assist Spanish-speaking customers. Visit alaautoinsurance.com/insurance/motorcycle or call (866) 252-6116 for a free motorcycle quote.

Yes. A-LA Auto Insurance offers homeowners insurance through our network of 35+ carriers, providing protection for your home, personal belongings, and personal liability. A standard Texas homeowners policy typically covers the structure of your home against damage from covered perils such as fire, windstorm, hail, and theft; your personal property inside the home; additional living expenses if a covered event makes your home temporarily uninhabitable; and liability coverage if someone is injured on your property. Texas is particularly prone to weather events including hail storms and severe thunderstorms, making homeowners coverage an important financial protection for DFW property owners. One of the most effective ways to reduce your total insurance costs is to bundle your homeowners and auto insurance through the same carrier — multi-policy discounts through A-LA typically range from 5% to 15% on each policy. Our agents compare homeowners rates across multiple carriers to find competitive coverage. Call (866) 252-6116 or visit any A-LA office for a free homeowners insurance quote.

Yes. A-LA Auto Insurance offers renters insurance at affordable rates, with coverage typically starting at just $10 to $20 per month depending on your coverage amount and location. Despite its low cost, renters insurance provides meaningful financial protection that many renters overlook until they need it. A standard renters insurance policy covers your personal belongings — such as electronics, clothing, and furniture — if they are stolen, damaged by fire, or destroyed by covered events like a burst pipe. It also includes personal liability coverage, which protects you if someone is injured inside your rental and you are found legally responsible. Additionally, most policies include additional living expenses coverage, which helps pay for temporary housing if your rental becomes uninhabitable due to a covered event. Renters insurance is particularly valuable in the DFW rental market, where break-ins and weather events are not uncommon. Bundling renters insurance with your auto policy through A-LA can also reduce your auto premium. Call (866) 252-6116 for a renters insurance quote today.

Mexico tourist auto insurance is a separate policy required by Mexican law for any US vehicle driving in Mexico. Your US or Texas auto insurance policy — regardless of how comprehensive it is domestically — does not provide coverage inside Mexico. Mexican authorities require proof of a Mexican-licensed insurance policy, and driving without it can result in vehicle impoundment and serious legal consequences if you are involved in an accident. A-LA Auto Insurance offers both short-term and annual Mexico tourist auto insurance policies through carriers licensed to operate in Mexico. Short-term policies are ideal for brief trips like vacations or border crossings, while annual policies work well for those who cross regularly. Coverage typically includes Mexican liability coverage (required by law) and optional physical damage coverage for your vehicle. Rates depend on the duration of your trip, your vehicle’s value, and the coverage level selected. With 13 DFW locations, getting Mexico coverage before your trip is fast and convenient. Call (866) 252-6116 or visit alaautoinsurance.com/insurance/mexico for details.

A-LA Auto Insurance currently operates 13 office locations across the Dallas-Fort Worth metroplex, making us one of the most accessible independent insurance agencies in the DFW area. Our offices are located in Fort Worth (NE 28th St, Lancaster Ave, Mansfield Hwy, McCart Ave, and Azle Ave), Arlington (Pioneer Pkwy and Abrams Rd), Dallas (Buckner Blvd and Hampton Rd), Carrollton (Josey Lane), Irving (O’Connor Rd), Duncanville (Main St), and Lewisville (Huffines Blvd/Stemmons Fwy). All 13 locations offer the full range of A-LA insurance products with bilingual English and Spanish-speaking agents on staff. Most offices are open Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 5 PM. No appointment is necessary — walk-ins are welcome and most customers are quoted and covered in under 15 minutes. Visit alaautoinsurance.com/locations or call (866) 252-6116 to find the office nearest you and get directions.

Yes. A-LA Auto Insurance provides complete bilingual support in both English and Spanish at every one of our 13 DFW office locations. Every office has fully bilingual agents on staff during all business hours who can assist customers with quotes, policy purchases, renewals, payment questions, and claims guidance entirely in Spanish — without the need for translation or interpretation services. Our website also features a complete Spanish-language version at alaautoinsurance.com/es, where all service pages, location information, blog articles, and resources are available in Spanish. Many of our customers are Spanish-speaking immigrants, new Texas residents, or bilingual families who feel more comfortable discussing financial decisions like insurance in their primary language — and we are proud to serve this community fully. Written materials, ID cards, and policy documents can be explained and discussed in Spanish at any office. Para una cotización gratuita en español, visite cualquiera de nuestras 13 oficinas o llame al (866) 252-6116.

A-LA Auto Insurance offers multiple convenient payment options to fit your schedule and preferences. You can pay online at any time through our website at alaautoinsurance.com/payments, using a credit card, debit card, or electronic check — our payment portal is available 24 hours a day, 7 days a week. If you prefer to speak with someone, you can call (866) 252-6116 during business hours to make a payment over the phone with a licensed agent or payment specialist. For in-person payments, you are welcome to visit any of our 13 DFW office locations with cash, check, card, or money order. We also accept payment through many carrier self-service portals — your agent can provide you with the direct link or phone number for your specific insurance carrier. If you are ever at risk of a coverage lapse due to a missed payment, contact us immediately — we can explore options to keep your policy active and help you avoid reinstatement fees or SR-22 complications. Contact us promptly at (866) 252-6116.

Yes. You can request a free, no-obligation auto insurance quote online at alaautoinsurance.com at any time of day or night. Our online quote form takes approximately 5 to 10 minutes to complete and asks for basic information about yourself, your vehicle, and the type of coverage you are looking for. Once submitted, your information is compared across our network of 35+ insurance carriers to identify the most competitive options for your specific situation. A licensed A-LA agent will follow up by phone or email to review the results with you and answer any questions. For drivers who prefer immediate assistance, calling (866) 252-6116 during business hours connects you directly with a bilingual licensed agent who can generate a real-time quote while you are on the phone. Walk-in quotes are also available at any of our 13 DFW offices without an appointment, and most customers are quoted and covered in under 15 minutes. No credit check is required at any point in the process.

If you are involved in an auto accident in Texas, following the right steps immediately after can protect your health, your legal standing, and your insurance claim. First, move to a safe location if possible and check for injuries — call 911 immediately if anyone is hurt or if there is significant property damage. Texas law requires you to stop, remain at the scene, and exchange information with the other driver. Collect the following: their name, contact information, driver’s license number, license plate number, and insurance company and policy number. Document the scene with photos of vehicle damage, road conditions, and any visible injuries. File a police report even for minor accidents — this creates an official record important for your insurance claim. Then contact your insurance carrier directly to report the accident and begin the claims process. A-LA Auto Insurance agents can guide you through the process and help you understand your coverage. For guidance, call (866) 252-6116.

Yes. You can add additional drivers to your auto insurance policy at any time by contacting your insurance carrier or your A-LA Auto Insurance agent. In Texas, insurance companies generally require that all household members of driving age be listed on your policy, whether as primary drivers or excluded drivers. Adding a driver with a clean driving record typically has a minimal impact on your premium, while adding a driver with violations, accidents, or a DUI/DWI conviction may increase your rate. Young drivers — particularly those between 16 and 25 — generally result in a premium increase due to their statistical accident rate, though good student discounts and defensive driving discounts can offset this. It is important not to omit household drivers from your policy, as an insurer may deny a claim if an accident occurs involving an unlisted household member. Contact your A-LA agent at (866) 252-6116 to add a driver, get a revised quote, or discuss your policy options and available discounts for your household.

Auto insurance discounts vary by carrier, but working with A-LA Auto Insurance and our 35+ carrier network gives you access to a wide range of savings opportunities. Common discounts include: the multi-vehicle discount, applied when you insure two or more vehicles on the same policy; the multi-policy discount, which reduces premiums on both your auto and home or renters insurance when bundled together; the safe driver discount, available to drivers who have maintained a clean record for three or more consecutive years; the paid-in-full discount, which many carriers offer when you pay the entire policy term upfront rather than monthly; the defensive driving course discount, available after completing a state-approved safety course; and the good student discount for young drivers maintaining a B average or better. Some carriers also offer low-mileage discounts for drivers who drive fewer than 7,500 miles per year. A-LA agents automatically compare which discounts apply to your profile across all 35+ carriers to find your lowest overall rate. Call (866) 252-6116 to see what discounts you qualify for.

Yes. A-LA Auto Insurance offers surety bonds for a variety of personal and commercial needs in Texas. A surety bond is a legally binding three-party agreement in which a bonding company (the surety) guarantees to a third party (the obligee) that a business or individual (the principal) will fulfill a specific obligation or contractual requirement. In Texas, surety bonds are commonly required for contractor licensing, auto dealer licensing, notary public commissions, court bonds, and various other business permit requirements. A-LA works with bonding companies to issue both small personal bonds (such as notary bonds, typically under $100) and larger commercial bonds for contractors, auto dealers, and businesses. The bond premium you pay — typically a small percentage of the total bond amount — depends on the bond type, the required amount, and your business profile. Unlike insurance, surety bonds do not pay the principal for losses; they protect the obligee and the public from non-performance. For a surety bond quote, call (866) 252-6116 or visit any A-LA office.

A-LA Auto Insurance’s 13 DFW office locations are open Monday through Friday from 10:00 AM to 7:00 PM and Saturday from 10:00 AM to 5:00 PM. All offices are closed on Sundays. No appointment is needed — walk-ins are welcome during all business hours, and most customers are quoted and covered in under 15 minutes. Individual office hours are consistent across all 13 locations, though minor variations may occur on holidays; calling your preferred office to confirm holiday hours is recommended. For assistance outside of office hours, you can request a quote through our website at alaautoinsurance.com at any time, and an agent will follow up the next business day. For urgent matters involving an existing policy — such as a claim, a coverage question, or an SR-22 situation — call (866) 252-6116 during business hours to speak with a licensed agent directly. To find the specific office nearest you with its address and phone number, visit alaautoinsurance.com/locations.

Yes. A-LA Auto Insurance works with specialty carriers that are experienced in providing auto insurance for drivers with a DUI or DWI conviction on their record. A DUI conviction in Texas does not legally prevent you from obtaining auto insurance — it does typically result in significantly higher premiums compared to standard rates, and most standard insurance carriers will decline to cover you or non-renew your policy after a DUI. A-LA’s network of 35+ carriers includes companies that specifically underwrite high-risk drivers, and we compare these options to find the most competitive rate available for your situation. In most cases, a DUI also requires you to file an SR-22 certificate of financial responsibility with the Texas DPS to have your driving privileges reinstated — A-LA files SR-22 certificates the same day. DUI-related insurance surcharges in Texas typically remain in effect for three to five years, though rates improve over time as the conviction ages on your record. Call (866) 252-6116 for a same-day DUI insurance quote.

Uninsured motorist (UM) and underinsured motorist (UIM) coverage protects you financially when you are hit by a driver who has no insurance or whose policy limits are insufficient to cover your losses. In Texas, this coverage is optional — your insurer must offer it, but you may decline it in writing. However, given that approximately 14% of Texas drivers carry no insurance, UM/UIM protection is strongly recommended by consumer advocates and insurance professionals alike. Without it, if an uninsured driver causes an accident that injures you or damages your vehicle, your only recourse may be to sue the at-fault driver personally — a costly process that rarely results in full recovery if the driver has no assets. With UM/UIM coverage, your own insurance pays for your medical bills, lost wages, vehicle repairs, and related expenses up to your policy limits. The added cost is modest — typically $10 to $30 per month — and the financial protection can be substantial. Ask your A-LA agent to include UM/UIM coverage in your quote. Call (866) 252-6116.

Yes. Select A-LA Auto Insurance locations in the Dallas-Fort Worth area offer professional income tax preparation services in addition to insurance, providing a convenient one-stop experience for customers who need both. Our tax preparation service is staffed by trained tax professionals who can assist with federal income tax returns, W-2 and 1099 filing, Individual Taxpayer Identification Number (ITIN) applications, and other tax-related needs. This service is especially valuable for customers who may be first-generation US taxpayers, new immigrants unfamiliar with the US tax system, or self-employed individuals with more complex returns. Having your insurance and taxes handled at the same location — with bilingual staff available in English and Spanish — eliminates the need to visit multiple service providers. Tax preparation services are seasonal and may not be available year-round at all locations. Contact your local A-LA office or call (866) 252-6116 to confirm tax service availability at the nearest location and to schedule an appointment during tax season. Find your nearest office at alaautoinsurance.com/locations.

If your auto insurance lapses in Texas — even for a single day — you become legally uninsured and face several serious consequences. Texas uses the TexasSure Vehicle Insurance Verification Program, an electronic database that automatically cross-references registered vehicles with active insurance policies. If your vehicle is flagged as uninsured, the Texas Department of Motor Vehicles may send a notice requiring proof of coverage. Driving while uninsured in Texas is a Class C misdemeanor: first-offense fines range from $175 to $350; second and subsequent offenses can result in fines up to $1,000, driver’s license suspension, and vehicle impoundment. If you are in an accident while uninsured, you are personally liable for all damages and may face a civil lawsuit. For drivers with an SR-22 requirement, any coverage lapse triggers an SR-26 notification to the Texas DPS, which can restart the SR-22 requirement period entirely. A-LA Auto Insurance can reinstate same-day coverage for drivers returning from a lapse — call (866) 252-6116 immediately to get back on the road legally.