Ride with confidence knowing you're fully protected. Coverage for all bike types with competitive rates and custom options.
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From cruisers to sport bikes, we've got you covered
Harley-Davidson, Indian, and more
High-performance coverage
Long-distance protection
Affordable city coverage
Specialized coverage designed for motorcycle enthusiasts
Coverage for cruisers, sport bikes, touring, and scooters
Competitive rates with multi-policy discounts
Comprehensive coverage for every situation
Coverage for aftermarket accessories and upgrades
Protection tailored to your riding needs
Required coverage for bodily injury and property damage you cause to others while riding.
Pays for damage to your motorcycle from accidents, regardless of fault.
Protection from theft, vandalism, fire, and weather damage.
Coverage for custom parts, equipment, and modifications to your bike.
Get answers to common questions about motorcycle insurance in Texas.
Yes, Texas requires all motorcycle riders to carry minimum liability insurance with the same minimums as auto insurance: 30/60/25 coverage. This includes $30,000 for bodily injury per person, $60,000 per accident, and $25,000 for property damage. However, we strongly recommend comprehensive and collision coverage to protect your investment in your bike, especially if you have custom parts or accessories.
We offer custom equipment coverage specifically designed for motorcycle enthusiasts. This covers aftermarket parts, custom paint jobs, chrome accessories, performance upgrades, custom exhaust systems, and more. Simply provide us with documentation of your upgrades (receipts, photos, appraisals) and we'll ensure your investment is fully protected. This coverage is essential if you've invested in modifications beyond the stock bike.
Yes! Our 24/7 roadside assistance is specifically designed for motorcycles and includes: towing to the nearest repair facility (up to 100 miles), tire changes and flat tire assistance, battery jump-starts, fuel delivery if you run out of gas, and lockout services if you lose your keys. This service is available nationwide and is included with most comprehensive policies or can be added as an affordable option.
Motorcycle insurance in Texas typically costs between $200-$500 per year for basic liability coverage, but the actual cost varies based on several factors: your age and riding experience, type of motorcycle (sport bikes cost more than cruisers), coverage level and deductibles, your riding record and claims history, where you live and store your bike, and annual mileage. We offer multiple discounts including: multi-policy discount, safety course completion discount, paid-in-full discount, and experienced rider discount.
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