Motorcycle Insurance Built for Riders
From custom Harleys to city scooters, we've got the specialized coverage every rider deserves.
Insurance for Every Rider
Whatever you ride, we've got your back.
Cruisers
Harley-Davidson, Indian
Sport Bikes
High-performance
Touring Bikes
Long-distance
Scooters
Affordable city
Why Riders Choose A-LA
Specialized coverage for every rider
All Bike Types
Coverage for cruisers, sport bikes, touring, and scooters
Low Premiums
Competitive rates with multi-policy discounts
Full Protection
Comprehensive coverage for every situation
Custom Parts
Coverage for aftermarket accessories and upgrades
Comprehensive Motorcycle Coverage
Protection tailored to your riding needs
Liability Coverage
Required coverage for bodily injury and property damage you cause to others while riding.
- Bodily injury protection
- Property damage liability
- Legal defense included
Collision Coverage
Pays for damage to your motorcycle from accidents, regardless of fault.
- Multi-vehicle accidents
- Single-vehicle crashes
- Road hazard incidents
Comprehensive Coverage
Protection from theft, vandalism, fire, and weather damage.
- Theft and vandalism
- Weather-related damage
- Fire and natural disasters
Custom Equipment
Coverage for custom parts, equipment, and modifications to your bike.
- Aftermarket accessories
- Performance upgrades
- Custom paint and chrome
Motorcycle Insurance FAQs
Common questions about motorcycle insurance in Texas.
Is motorcycle insurance required?
Yes, most states require all motorcycle riders to carry minimum liability insurance. This usually includes bodily injury and property damage coverage. We strongly recommend comprehensive and collision protection as well.
Do you cover custom parts and accessories?
We offer custom equipment coverage specifically designed for motorcycle enthusiasts. This covers aftermarket parts, custom paint jobs, chrome accessories, performance upgrades, custom exhaust systems, and more. Simply provide us with documentation of your upgrades (receipts, photos, appraisals) and we'll ensure your investment is fully protected. This coverage is essential if you've invested in modifications beyond the stock bike.
Can I get roadside assistance for my motorcycle?
Yes! Our 24/7 roadside assistance is specifically designed for motorcycles and includes: towing to the nearest repair facility (up to 100 miles), tire changes and flat tire assistance, battery jump-starts, fuel delivery if you run out of gas, and lockout services if you lose your keys. This service is available nationwide and is included with most comprehensive policies or can be added as an affordable option.
How much does motorcycle insurance cost?
Motorcycle insurance costs vary based on several factors: your age and riding experience, type of motorcycle (sport bikes vs cruisers), coverage level, your record, and annual mileage. We offer multiple discounts to keep your rate low.
Hit the Road with Confidence
Get specialized motorcycle insurance at a price you'll love. Free quotes in minutes.
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