Biker-First Protection

Keep Your Passion Protected. Ride with A-LA Specialized Motorcycle Coverage

From custom Harleys to city scooters, we've got the specialized coverage every rider deserves. Get a rate that keeps you on the open road.

25K
Riders Protected
100%
Custom Parts Coverage
24/7
Roadside Assistance
30%
Average Savings

Insurance for Every State of Mind

Whatever you ride, wherever you're heading—we've got your back.

Cruisers

Harley-Davidson, Indian, and more

Sport Bikes

High-performance coverage

Touring Bikes

Long-distance protection

Scooters

Affordable city coverage

Why Real Riders Choose A-LA

Specialized coverage designed by enthusiasts, for enthusiasts

All Bike Types

Coverage for cruisers, sport bikes, touring, and scooters

Low Premiums

Competitive rates with multi-policy discounts

Full Protection

Comprehensive coverage for every situation

Custom Parts

Coverage for aftermarket accessories and upgrades

Comprehensive Motorcycle Coverage

Protection tailored to your riding needs

Liability Coverage

Required coverage for bodily injury and property damage you cause to others while riding.

  • Bodily injury protection
  • Property damage liability
  • Legal defense included

Collision Coverage

Pays for damage to your motorcycle from accidents, regardless of fault.

  • Multi-vehicle accidents
  • Single-vehicle crashes
  • Road hazard incidents

Comprehensive Coverage

Protection from theft, vandalism, fire, and weather damage.

  • Theft and vandalism
  • Weather-related damage
  • Fire and natural disasters

Custom Equipment

Coverage for custom parts, equipment, and modifications to your bike.

  • Aftermarket accessories
  • Performance upgrades
  • Custom paint and chrome

Motorcycle Insurance FAQs for Riders

Get answers to common questions about motorcycle insurance in Texas.

Is motorcycle insurance required?

Yes, most states require all motorcycle riders to carry minimum liability insurance. This usually includes bodily injury and property damage coverage. We strongly recommend comprehensive and collision protection as well.

Do you cover custom parts and accessories?

We offer custom equipment coverage specifically designed for motorcycle enthusiasts. This covers aftermarket parts, custom paint jobs, chrome accessories, performance upgrades, custom exhaust systems, and more. Simply provide us with documentation of your upgrades (receipts, photos, appraisals) and we'll ensure your investment is fully protected. This coverage is essential if you've invested in modifications beyond the stock bike.

Can I get roadside assistance for my motorcycle?

Yes! Our 24/7 roadside assistance is specifically designed for motorcycles and includes: towing to the nearest repair facility (up to 100 miles), tire changes and flat tire assistance, battery jump-starts, fuel delivery if you run out of gas, and lockout services if you lose your keys. This service is available nationwide and is included with most comprehensive policies or can be added as an affordable option.

How much does motorcycle insurance cost?

Motorcycle insurance costs vary based on several factors: your age and riding experience, type of motorcycle (sport bikes vs cruisers), coverage level, your record, and annual mileage. We offer multiple discounts to keep your rate low.

Rider-First Protection

Hit the Road with Confidence

Get specialized motorcycle insurance at a price you'll love. Free quotes in minutes.

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