Life happens. We're here to help you get your license back and your life on track—fast, legal, and affordable.
Quick SR-22 certificate processing
Affordable SR-22 insurance rates
Get covered today
Complete auto insurance included
An SR-22 is not actually insurance – it's a certificate of financial responsibility that proves you have auto insurance meeting your state's minimum liability requirements. It's typically required after certain driving violations.
SR-22 required after driving under the influence charges.
Required to reinstate a suspended driver's license.
Too many traffic violations in a short period.
Accidents without proper insurance coverage.
An SR-22 is a certificate of financial responsibility filed with the Department of Public Safety (DPS) that proves you carry the state's minimum required auto insurance. The SR-22 itself isn't insurance – it's proof that you have insurance meeting liability requirements.
When you purchase SR-22 insurance through A-LA Auto Insurance, we electronically file the SR-22 form with the DPS on your behalf, usually within 24 hours. The SR-22 certificate verifies you maintain continuous coverage for the period required by the state (typically 2-3 years).
It's crucial to maintain continuous coverage during your SR-22 requirement period. If your policy lapses, we're legally required to notify the DPS, which can result in license suspension and starting your SR-22 requirement period over from the beginning.
In Texas, SR-22 requirements typically last for 2-3 years depending on your violation. You must maintain continuous coverage for the entire period without any lapses to avoid license suspension.
The SR-22 filing fee is typically $15-$50, but the underlying insurance premium is higher for high-risk drivers. Expect to pay 30-200% more than standard auto insurance, depending on your driving record.
Yes! A non-owner SR-22 policy provides liability coverage when you drive cars you don't own. This is ideal if you don't have a vehicle but need SR-22 to maintain your license.
If your SR-22 insurance lapses, your insurance company notifies the DPS, which will suspend your license. You'll need to file a new SR-22 and your requirement period may restart.
After maintaining continuous SR-22 coverage for your required period, simply notify your insurance company. They'll file an SR-26 form with the DPS to remove the SR-22 requirement from your record.
Don't let an SR-22 slow you down. We specialize in fast turnarounds so you can get back to what matters.