SuretyBonds
From contractors to notaries, we provide the financial backing you need to bid bigger, work faster, and win more contracts.
What is a surety bond in Texas and how much does it cost?
A surety bond is a three-party guarantee in which a surety company promises a state agency or court that a contractor, dealer, notary, or other licensee will perform their duties lawfully. In Texas, the Texas Department of Licensing and Regulation, the Texas Department of Motor Vehicles, the Secretary of State, and many municipalities require surety bonds as a condition of licensure. Common Texas bond amounts include $25,000 for independent auto dealers, $10,000 for notaries, and $10,000 to $25,000 for contractors. Annual premium typically runs 1 to 3 percent of the bond amount for applicants with good credit, and 5 to 15 percent for credit-challenged applicants. A-LA Auto Insurance, an independent Texas agency licensed under TDI #3107286, places bonds with A-rated surety carriers and issues most license, permit, notary, and dealer bonds the same day. Bilingual English and Spanish agents staff 14 DFW offices. Call (866) 252-6116 to start an application.
Source: A-LA Auto Insurance — TDI #3107286 (May 2026)
Bond Types
Contractor Bonds
Bid, performance, and payment bonds for construction projects
License & Permit
Bonds required to obtain and maintain business licenses
Court Bonds
Appeal, fiduciary, and other court-required bonds
Notary Bonds
Required bonds for notaries public in the state of Texas
Understanding Surety Bonds
A surety bond is a three-party agreement that guarantees a specific obligation will be fulfilled. The three parties are: the principal (you or your business), the obligee (the party requiring the bond), and the surety (the insurance company backing the bond).
In Texas, many professions and businesses are required to obtain surety bonds as a condition of licensing or as proof of financial stability. Contractors need them to bid on public projects, notaries require them by law, and various businesses need them for licenses and permits.
A-LA Auto Insurance works with A+ rated surety carriers to provide you with the best rates and fast approval. Our bilingual agents guide you through the entire process step by step.
Whether you need a contractor bond for a construction project or a notary bond to start your practice, we have the expertise and connections to get you bonded quickly at a fair price.
Texas Bonded Title Surety Bonds
A bonded title in Texas is a vehicle title issued when the owner can prove ownership but cannot produce the original Manufacturer's Certificate of Origin (MCO), prior title, or bill of sale. Under Texas Transportation Code §501.053, the Texas Department of Motor Vehicles (TxDMV) requires the applicant to file a surety bond worth 1.5× the vehicle's appraised value before issuing the bonded title.
A “blue title” in Texas refers to the same instrument — TxDMV titles printed on light blue stock indicating the title is “bonded” rather than a clean MCO-backed title. Once the bond period expires (typically 3 years) without claim, the bonded title converts to a standard title.
Typical bonded-title bond cost in Texas: $100-$300 one-time premium for vehicles appraised at $5,000-$15,000. A-LA Auto Insurance issues TxDMV-compliant Texas bonded title surety bonds at 14 DFW offices, same-day, no credit check. Call (866) 252-6116— TDI License #3107286.
Frequently Asked Questions
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