Definition
ITIN Policy refers to a Texas auto insurance policy issued to a driver who provides an Individual Taxpayer Identification Number instead of a US Social Security Number. The ITIN is a nine-digit tax processing number issued by the Internal Revenue Service to individuals who have US tax filing obligations but are ineligible for a Social Security Number, commonly including immigrants, temporary residents, and certain family members. Many Texas non-standard auto carriers accept ITIN in place of SSN for underwriting and policy administration, along with a Matrícula Consular, a foreign driver license, or an international driving permit for identification. ITIN-based policies provide the same 30/60/25 Texas minimum liability coverage or higher as SSN-based policies, can include SR-22 filings when required, and can be issued same-day at DFW offices. Paying premiums, filing claims, and receiving claim checks all work the same way as a standard SSN-based policy in Texas.
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