Foreign License Auto Policy
Spanish: Poliza de Auto con Licencia Extranjera
Definition
Foreign License Auto Policy refers to a Texas auto insurance policy underwritten using a non-US driver license, such as a license issued by Mexico, Honduras, El Salvador, Guatemala, or another country, instead of a Texas Department of Public Safety license. Many Texas non-standard carriers accept a valid foreign license alongside a Matricula Consular or an ITIN as acceptable identification for issuing 30/60/25 minimum liability coverage and higher limits. The policy provides the same legal protection in Texas as a domestically licensed policy, can include comprehensive, collision, PIP, MedPay, UM/UIM, and SR-22 filings, and satisfies Texas Transportation Code Chapter 601 financial responsibility requirements. Drivers who hold only a foreign license are encouraged to apply for a Texas driver license once they meet residency requirements, but in the meantime a foreign-license policy through A-LA keeps DFW drivers fully insured and legal on Texas roads.
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