Definition
SR-26 refers to the official cancellation notice that an insurance carrier files with the Texas Department of Public Safety when a driver's SR-22-backed policy is cancelled, non-renewed, or allowed to lapse. When DPS receives an SR-26, the driver is immediately flagged as non-compliant with Texas Transportation Code §601.072 financial responsibility requirements, which typically results in license suspension and can restart the two-year SR-22 period. Insurers are legally required to file the SR-26 electronically, often within 10 days of the lapse event. Drivers cannot cancel an SR-26 themselves — only a new SR-22 filing from a replacement or renewed policy can restore compliance. Any gap in coverage, even a single day caused by a missed payment, can trigger an SR-26 filing. Maintaining continuous coverage is therefore critical for any Texas driver currently under an active SR-22 requirement.
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