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Renters Insurance for Less Than $1/Day

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How much is renters insurance in Dallas-Fort Worth?

Renters insurance in Dallas-Fort Worth typically runs about $12 to $30 per month (the NAIC's 2022 Texas average was $199 a year, about $17 a month). A-LA Auto Insurance is an independent Texas agency licensed in Texas. A standard renters policy covers personal property (furniture, electronics, clothing) against theft, fire, smoke, vandalism, and most water damage; provides personal liability of $100,000 to $500,000 if a guest is injured; and pays additional living expenses if your apartment becomes uninhabitable. Texas landlords increasingly require proof of renters insurance before move-in, and most policies cost less per month than a single tank of gas. A-LA compares 35+ Texas-licensed carriers, accepts Matrícula, ITIN, foreign passport, and DACA EAD, and runs no credit check. Bundling renters with auto can unlock a multi-policy discount with many carriers. Bilingual English and Spanish agents staff 20+ offices across Texas and email instant proof of insurance to your landlord. Call (866) 252-6116 to bind today.

Source: A-LA Auto Insurance — Texas-licensed agency (May 2026)

Personal Property

Protect all your belongings

Liability Coverage

Protection from legal claims

Temporary Housing

Coverage for alternative living

Affordable Rates

Low monthly premiums

Why Renters Need Insurance

Personal Property Coverage

Protects your furniture, electronics, clothing, and other possessions from theft or damage.

Liability Protection

Covers legal fees and damages if someone is injured in your rental unit.

Additional Living Expenses

Pays for hotel and food if your rental becomes uninhabitable.

Medical Payments

Covers medical bills for guests injured in your rental.

Because Your Landlord Won't Save You

Many renters mistakenly believe their landlord's insurance covers their belongings. In reality, your landlord's policy only covers the building structure. Your personal property – furniture, electronics, clothing, and valuables – are your responsibility to insure.

Renters insurance is remarkably affordable, often costing less than your monthly streaming subscriptions. For about $12–$30 per month (typical market prices), you can protect thousands of dollars worth of belongings from theft, fire, water damage, and other covered perils.

Beyond protecting your possessions, renters insurance includes crucial liability coverage. If someone is injured in your rental unit or you accidentally cause damage to the property, your renters insurance helps cover legal fees and damages – potentially saving you tens of thousands of dollars.

Renters Insurance FAQ

Most experts recommend coverage equal to the total replacement value of your belongings. Take an inventory of your possessions to determine the right amount. Most policies range from $20,000 to $50,000 in personal property coverage.

Own a manufactured or mobile home instead? See mobile home insurance in Texas.

Renters Insurance in Irving, TX

Cheap renters insurance in Irving is available the same day from A-LA Auto Insurance's Irving offices at 501 N O'Connor Rd, Irving, TX 75061 and 2450 N Belt Line Rd, Suite 145, Irving, TX 75062 — walk-ins welcome, no appointment needed, with bilingual English and Spanish agents on staff. Most Irving renters pay $12–$30 per month, in line with typical Dallas-Fort Worth renters rates, and bundling renters with your auto policy earns a multi-policy discount with most carriers. We compare 35+ Texas-licensed carriers and email instant proof of insurance straight to your landlord. Call (972) 636-1145 or (866) 252-6116.

Same-Day Proof for Irving Landlords

Walk into the O'Connor Rd office and walk out with proof of insurance your Irving apartment complex or property manager accepts immediately.

Las Colinas to Valley Ranch

We cover renters across Irving — Las Colinas high-rises, Valley Ranch apartments, and the DFW Airport corridor.

Bilingual Walk-In Service

English and Spanish spoken at 501 N O'Connor Rd — no appointment needed, quotes in minutes.

Open Six Days a Week

Monday–Friday 10 AM–7 PM and Saturday 10 AM–5 PM at both Irving offices.

Bundle Renters + Auto in Irving and Save

Most of our carriers apply a multi-policy discount when you carry renters and auto insurance together. If you already have — or need — auto insurance in Irving, one visit to the O'Connor Rd office gets both policies quoted and bound the same day. Your landlord gets instant proof of renters coverage, and your auto rate gets the bundle credit.

Irving Renters Insurance FAQ

Most Irving renters pay $12–$30 per month — in line with typical Dallas-Fort Worth renters rates — for a standard policy covering $20,000–$30,000 in personal property. Your exact rate depends on your coverage limit, deductible, and ZIP code, and bundling renters with your auto policy earns a multi-policy discount with most carriers. A-LA compares 35+ carriers from either Irving office (501 N O'Connor Rd or 2450 N Belt Line Rd, Suite 145) to find the lowest rate for your situation. Call (866) 252-6116 for a free same-day quote.

Renters Insurance in Dallas

Renters in Dallas can get a renters policy the same day from A-LA's two Dallas offices, on S Hampton Rd in Oak Cliff and S Buckner Blvd in East Dallas, or by phone. Most Dallas-Fort Worth renters pay about $12 to $30 per month. A-LA compares 35+ carriers, runs no credit check, and emails proof to your landlord.

We quote renters across Oak Cliff, East Dallas, Pleasant Grove and West Dallas. Already driving in Dallas? See auto insurance in Dallas to bundle both policies in one visit.

Buckner, Dallas

2130 S Buckner Blvd, Dallas, TX 75227

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Hampton, Dallas

1015 S Hampton Rd Suite 102, Dallas, TX 75208

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Renters Insurance in Fort Worth

Fort Worth renters can walk into any of A-LA's seven Fort Worth offices, from NE 28th St on the North Side to McCart Ave in Southwest Fort Worth, with no appointment. Most Dallas-Fort Worth renters pay about $12 to $30 per month. Bundling renters with auto can earn a multi-policy discount with many carriers.

We quote renters across the North Side, East Lancaster, the TCU/Berry Street corridor and Southwest Fort Worth. Already driving in Fort Worth? See auto insurance in Fort Worth to bundle both policies in one visit.

NE 28th St, Fort Worth

2201 NE 28th St, Fort Worth, TX 76106

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Lancaster, Fort Worth

4082 E Lancaster Ave, Fort Worth, TX 76103

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Mansfield, Fort Worth

3101 Mansfield Hwy, Fort Worth, TX 76119

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Azle, Fort Worth

2422 Azle Ave, Fort Worth, TX 76106

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

McCart, Fort Worth

5611 McCart Ave, Fort Worth, TX 76133

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Berry St, Fort Worth

701 W Berry St #110, Fort Worth, TX 76110

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Jacksboro Hwy, Fort Worth

2621 Jacksboro Hwy, Suite D, Fort Worth, TX 76114

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Renters Insurance in San Antonio

San Antonio renters can get quoted at A-LA's two San Antonio offices, on Military Dr W and Old Hwy 90 W, or by phone. The NAIC's 2022 Texas average for renters insurance was $199 a year, about $17 a month; your price depends on your coverage limit, deductible and address. Bilingual agents compare 35+ carriers.

We quote renters across the Westside, the South Side and the rest of Bexar County. Already driving in San Antonio? See auto insurance in San Antonio to bundle both policies in one visit.

Military Dr, San Antonio

7475 Military Dr W #107B, San Antonio, TX 78227

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Old Hwy 90, San Antonio

140 Old Hwy 90 W, San Antonio, TX 78237

Mon–Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM

Dallas, Fort Worth & San Antonio Renters FAQ

A-LA has two Dallas offices: 1015 S Hampton Rd Suite 102 in Oak Cliff and 2130 S Buckner Blvd in East Dallas. Both take walk-ins Monday to Friday 10 AM to 7 PM and Saturday 10 AM to 5 PM, and an agent can quote renters and auto together. You can also call (866) 252-6116.
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