SR-22 Cost by County Texas 2026
SR-22 Insurance Cost in Travis County, Texas (2026)
Travis County (Austin area) SR-22 typically runs $86–$152/mo liability-only. Non-owner from $28/mo. Same-day electronic TxDPS filing. 35+ carriers compared.
What does SR-22 insurance cost in Travis County, Texas in 2026?
SR-22 insurance in Travis County, Texas costs an average of $86 to $152 per month for liability-only coverage in 2026. Central Austin ZIPs (78701–78705, 78751–78757) sit at the upper end; outer Travis County (Pflugerville, Lakeway, Bee Cave) typically $86–$125. The one-time TxDPS filing fee is $15–$50. DUI/DWI drivers usually pay the upper band; coverage-lapse SR-22 sits lower. Non-owner SR-22 starts at $28/month at A-LA — typical $28–$90/month for Travis County. A-LA compares 35+ Texas-licensed carriers, files with TxDPS the same day you bind, accepts Matrícula, ITIN, and foreign licenses, and requires no credit check. Texas requires SR-22 for 2 years (3 years for some DWI cases). TDI License #3107286.
Source: A-LA Auto Insurance agency data — Texas Department of Insurance License #3107286
Travis County SR-22 Cost Table (2026)
| Coverage Tier | Minimum | Typical | High | Non-Owner | By Violation |
|---|---|---|---|---|---|
| Liability 30/60/25 | $86/mo | $112/mo | $152/mo | $28–$90/mo | DUI $135–$200 · No-Ins $90–$144 · Reckless $105–$162 · Suspended $102–$155 |
*A-LA 2026 Travis County agency data. TxDPS filing fee $15–$50 additional.
How SR-22 Works in Travis County
Travis County is the heart of Central Texas — over 1.3 million residents centered on Austin. Travis County Justice Center at 509 W 11th Street and Austin Municipal Court regularly order SR-22 as a condition of probation or license reinstatement. The actual SR-22 filing is an electronic certificate transmitted by your insurance carrier directly to TxDPS in Austin — not paperwork you file yourself with the Travis County courts.
The most common SR-22 triggers in Travis County are first-offense DWI on I-35, MoPac (Loop 1), US-183, or SH-71; no-insurance citations during APD or DPS enforcement on the heavy I-35 commuter corridor; license suspension for surcharges or failure to appear; at-fault accidents where the driver was uninsured. The TxDPS Driver License Mega Center — 6121 N Lamar Blvd, Austin, TX 78752 handles in-person Texas license reinstatement once your SR-22 has been transmitted electronically by your insurer.
SR-22 is not a separate insurance product — it is a Certificate of Financial Responsibility your carrier files on your behalf, certifying you carry at least the Texas minimum liability of 30/60/25 (raised effective January 2025): $30,000 per person bodily injury, $60,000 per accident bodily injury, $25,000 property damage. The carrier maintains the certificate on file with TxDPS for the entire 2-year requirement (3 years for some DWI cases). Any lapse triggers an SR-26 cancellation filing within 24 hours, immediately re-suspending your Texas privileges and resetting the requirement clock back to zero.
A-LA Auto Insurance serves Travis County drivers across Austin, Pflugerville, Cedar Park (partial), Lakeway, Bee Cave, Manor, Sunset Valley, Rollingwood, West Lake Hills, Jonestown, and every surrounding city. The quote-to-TxDPS-filing process typically completes in under 30 minutes by phone — our 14 physical offices are in DFW, but Texas SR-22 is filed electronically statewide, so Travis County clients do not need to visit. You receive digital proof of insurance by email or text within minutes of binding. Bilingual English/Spanish agents, 35+ Texas-licensed carriers compared, no credit check.
Travis County Courts at Law + Austin Municipal Reinstatement
Most Travis County SR-22 orders originate at the Travis County Justice Center at 509 W 11th Street, Austin TX 78701 — home to County Courts at Law 1 through 9, including the dedicated DWI court. First-offense DWI cases are typically arraigned at the Justice Center and may be transferred into the County Courts at Law for plea or trial. Class-C traffic matters and lower-level no-insurance citations route through Austin Municipal Court at 6800 Burleson Rd, which orders SR-22 most often on suspension-reinstatement dockets. Travis County also operates a DWI Court Program — a structured diversion option available primarily for second-offense defendants who agree to intensive supervision, treatment, and ignition interlock in exchange for reduced jail exposure. While your conviction is in process, an occupational license petition lets you drive to work, school, and essential household functions, but Texas HB 2246 requires an ignition interlock device on every Travis County DWI vehicle — including first-offender cases at or above a 0.15 BAC. A-LA files the SR-22 the same business day so your occupational-license judge sees electronic TxDPS proof before signing your order.
Austin DPS Offices + Texas Mobility Mega Center System
Travis County drivers reinstating after SR-22 filing have several TxDPS options. The primary location is the Mega Center at 6121 N Lamar Blvd, which handles the full menu of reinstatement, license issuance, and CDL services — but Lamar walk-in waits routinely run 2+ hours without a reservation. South Austin drivers often use 4719 S Congress, while Pflugerville (1503 W Pecan) and the Round Rock branch absorb north-county overflow. The txt.gov appointment system is the single biggest time-saver — reservations typically cut visits to 30 to 45 minutes versus 2-plus hours for walk-ins, and most slots open 30 days out. Bring your SR-22 e-file confirmation (A-LA emails this within minutes of binding), the $125 reinstatement fee, and — if your suspension stemmed from surcharges — the $100 surcharge replacement-program payment. TxDPS does not accept the SR-22 paper certificate at the counter; the electronic record from your insurer is what unlocks reinstatement, so confirm A-LA's filing is posted before you stand in line.
Travis County ZIP Code Rate Spread
SR-22 pricing inside Travis County varies sharply by ZIP because carriers weigh local theft frequency, uninsured-motorist density, and claim severity. The upper band sits in 78741 and 78744 (Riverside/Montopolis), where higher claim frequency lifts liability premiums. ZIP 78704 (South Austin) lands mid-upper — central, dense, and traffic-heavy. The single peak of the county is 78758 and 78753 (North Lamar/Rundberg), where auto-theft and uninsured-motorist exposure push SR-22 premiums to the top of the Travis range. ZIP 78745 sits mid, balancing density with newer claim data. 78617 (Del Valle) also lands mid — airport-adjacent commercial mix moderates rates. 78660 (Pflugerville) drops to the lower end as suburban claim profiles improve. The lowest Travis ZIPs are 78732 and 78733 (West Lake Hills, Steiner Ranch), where lower theft frequency and higher uninsured-motorist compliance produce the most favorable SR-22 quotes in the county. A-LA quotes all 35+ carriers against your specific Travis ZIP so you see the cheapest match instead of a single-carrier estimate.
Travis County DPS Reference
TxDPS Driver License Mega Center — 6121 N Lamar Blvd, Austin, TX 78752 — county-seat office for in-person Texas license reinstatement once SR-22 has been electronically filed by your insurer.
Phone quote + electronic same-day filing — no need to visit our DFW offices. A-LA's 14 physical locations are in the Dallas–Fort Worth Metroplex; SR-22 is filed electronically statewide. Bilingual Texas-licensed agents serve every Texas county by phone in under 30 minutes. Call (866) 252-6116.
Travis County SR-22 — FAQ
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