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High Risk 6 min readBy Sean — A-LA Auto Insurance

Insurance with a Suspended License in Texas

License suspended? You still need insurance — here's how to get covered and start the reinstatement process.

Why Licenses Get Suspended

The Texas DPS suspends driver's licenses for several reasons: DUI/DWI convictions, driving without insurance, excessive points from traffic violations, failure to appear in court, failure to pay child support, and medical conditions. Regardless of the reason, you'll need to resolve the underlying issue AND obtain insurance with SR-22 filing — typically required for 2 years (Texas DPS) — to get your license back.

It's a catch-22: you need insurance to reinstate your license, but many insurers won't write a policy for someone with a suspended license. That's where agencies like A-LA Auto Insurance come in — we work with carriers that specialize in exactly this situation.

Steps to Reinstatement

1

Resolve the Underlying Issue

Pay fines, complete required courses, satisfy court orders — whatever caused the suspension must be addressed first.

2

Get Auto Insurance

Visit A-LA Auto Insurance. We compare 35+ carriers to find one that accepts suspended license drivers at a competitive rate.

3

File SR-22

Your insurer files SR-22 electronically with Texas DPS. A-LA handles same-day SR-22 filing at all locations.

4

Pay Reinstatement Fee

Pay the Texas DPS reinstatement fee (typically $100-$125) to officially restore your driving privileges.

Suspended License? We Can Help

A-LA works with carriers that insure suspended license drivers. Same-day SR-22 filing available.

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Sean — A-LA Auto Insurance

Licensed Insurance Agent — A-LA Auto Insurance, Dallas-Fort Worth

Sean is a licensed insurance agent at A-LA Auto Insurance, a TDI-licensed independent agency with 13 offices across Dallas-Fort Worth. He specializes in helping Texas drivers find affordable coverage — including SR-22 filings, non-standard auto, no-credit-check options, and coverage for drivers without a US license. Call (866) 252-6116 to speak with the team directly.

A-LA Auto Insurance is a Texas Department of Insurance (TDI) licensed agency. For personalized advice, call (866) 252-6116.

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