Car Insurance in Stephenville, TX
To get car insurance in Stephenville, TX, call (866) 252-6116 or quote online. A-LA has no office in Erath County, so most Stephenville drivers buy by phone and online; our Fort Worth stores are the nearest in person. A licensed agent compares 35+ carriers with no credit check and can file an SR-22 the same day. Texas requires at least 30/60/25 liability.
¿Prefieres español? Seguro de auto en Stephenville
By the A-LA Auto Insurance agency team · Updated
How do I get car insurance in Stephenville, TX?
Call A-LA at (866) 252-6116 or quote online; most Stephenville drivers buy by phone. A licensed agent compares 35+ carriers with no credit check and can file an SR-22 the same day. A-LA has no office inside Stephenville; the nearest stores are in Fort Worth, roughly 58 miles away in a straight line. Texas requires at least 30/60/25 liability under Transportation Code §601.072.
Source: Texas Transportation Code §601.072
Nearest A-LA Offices to Stephenville
A-LA has no office inside Stephenville, and our closest stores in Fort Worth are more than an hour away, so the phone and the online quote are the fast way to buy. If you are in Fort Worth anyway, the McCart store is in the southwest part of the city and the Berry St store is near the Berry Street corridor; both speak English and Spanish.
A-LA McCart, Fort Worth
5611 McCart Ave, Fort Worth, TX 76133
About 58 miles straight-line and roughly 65 to 75 by road (estimate): northeast on US-377 toward Fort Worth, then into the southwest side of the city. Plan on well over an hour.
Mon to Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM
A-LA Berry St, Fort Worth
701 W Berry St #110, Fort Worth, TX 76110
About 61 miles straight-line and roughly 65 to 80 by road (estimate): the same US-377 approach to Fort Worth, then east toward the Berry Street area. Most Stephenville customers only use it when already in town; the phone line is quicker.
Mon to Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM
Statewide line: (866) 252-6116. Distances are estimates; check a live map for traffic.
How to Buy From Stephenville in Three Steps
- 1
Call or start online.
Give us your ZIP (76401 for most of Stephenville), your vehicle and the ID you drive with. A Texas license is not required to buy; a foreign license, passport, Matrícula Consular or ITIN works.
- 2
Compare and choose.
The agent prices 35+ carriers side by side: liability only, higher limits or full coverage. No credit check, and $0 down plans when you qualify.
- 3
Get your ID card the same day.
Your digital proof of insurance arrives by email. If you need an SR-22, we file it with Texas DPS the same day, often in about 30 minutes.
Ready now? Call (866) 252-6116 or get a quote in about 3 minutes.
Coverage Options for Stephenville Drivers
Start at the Texas minimum or build up to full coverage. Every option below is sold by phone and online.
Texas Liability (30/60/25)
The legal minimum under Texas Transportation Code §601.072: $30,000 per injured person, $60,000 per accident and $25,000 for property damage. It pays for the other driver, not your car.
Full Coverage
Liability plus collision and comprehensive. Comprehensive is the part that pays for hail, flood water and theft. Lenders usually require it on a financed car.
SR-22 Filing
If a court or DPS orders an SR-22 after a DWI or a no-insurance conviction, A-LA files the certificate with Texas DPS the same day you buy. DPS then processes it on its own schedule.
No License, ITIN or Matrícula
You can insure a car in Texas without a Texas license. A-LA quotes with a foreign license, passport, Matrícula Consular or ITIN, in English or Spanish.
$0 Down, No Credit Check
A-LA never runs your credit. Plans with $0 down are available, and liability starts at $28/mo for qualifying drivers. Agency fee is $15 to $25.
Non-Owner Policies
For drivers who borrow a car or need an SR-22 without owning one, a non-owner policy keeps you insured and legal behind someone else's wheel.
What Affects Car Insurance Rates in Stephenville
Stephenville is a university and farm-country town about an hour from the nearest Fort Worth store. These are the local details that shape a quote.
Erath County seat, ZIPs 76401 and 76402
Stephenville is the county seat of Erath County and uses ZIP codes 76401 and 76402. The 2020 census counted 20,897 residents. Carriers rate by the ZIP where the car is kept, so quote with your real garaging address.
US-377, US-281 and US-67
US 377 and US 281 serve Stephenville, and US 67 joins US 377. Highways like these carry local commuters and through traffic alike, so a single crash can slow everyone down. US-377 is the route toward Fort Worth.
Tarleton State University
Tarleton State University is in Stephenville and dates to the 1890s. A university town has student drivers, move-in weeks and a lot of parked cars. Tell your agent about every driver in the household, including a student who is still on a parent's policy.
A historic downtown square
The downtown square has many buildings from the 1890s, and the Stephenville Historical House Museum, an 1869 Victorian home, is nearby. Downtown parking and tight corners are where minor scrapes happen, and collision coverage is what pays for your own car after a claim like that.
Registration at 222 E College
Vehicle registration and title work go through the Erath County Tax Office at 222 E College in Stephenville, phone (254) 965-8830, not through DPS. Bring proof of Texas liability insurance, which A-LA emails the same day you buy.
Open country, hail and storms
Texas hailstorms are a regular part of driving, and a single storm can total a car parked outside. Hail is a comprehensive claim: with liability only, you pay for the dents yourself. If a car is financed, the lender usually requires comprehensive.
A long way to a store, a short way to a phone
From Stephenville, Fort Worth is roughly an hour or more away by road, which is why most customers here never visit a store. Everything, including the SR-22 filing and the digital ID card, is handled by phone, text and email.
DPS, Registration and SR-22 in Erath County
Driver license. We could not confirm a DPS driver license office address for Stephenville, so we are not going to guess one. Use the Texas DPS online scheduler to find the current office, hours and appointment slots near you.
Registration. Vehicle registration and title work go through the county tax office, not DPS. For Stephenville that is the Erath County Tax Office at 222 E College in Stephenville, (254) 965-8830. TxDMV's list for the county does not name a substation, so call before you drive. Bring proof of Texas liability insurance, which A-LA emails the same day you buy.
SR-22. An SR-22 is a certificate your insurer files with DPS to show you carry the required liability. A-LA files it electronically the same day, often in about 30 minutes. DPS then processes it on its own schedule, and only DPS decides when a license is reinstated.
Read more on our Texas SR-22 insurance page.
Find Coverage for Your Situation
Stephenville Areas We Serve
Every ZIP in and around Stephenville, by phone and online.
Main corridors: US-377 and US-281. Looking at neighboring pages? See car insurance in Fort Worth or car insurance in Granbury.
Stephenville Car Insurance FAQs
Still have a question? Call (866) 252-6116 or get a quote in about 3 minutes.
Get Covered in Stephenville Today
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