Cheap Car Insurance in 76119 TX:
2026 Rates from $28/mo
Bind-rate data for ZIP 76119, drawn from A-LA Auto Insurance's 35-carrier comparison network. Reviewed by Sean Gilani, TDI License #3107286. Last updated April 24, 2026.
Quick answer: Car insurance in ZIP 76119 (Southeast Fort Worth / Mansfield Highway, Fort Worth TX) typically costs $68-$112/month for state-minimum liability and $142-$222/month for full coverage as of April 2026. SR-22 policies start at $$28/month. A-LA Auto Insurance compares 35 carriers and serves this ZIP from our Mansfield office at 3101 Mansfield Hwy, Fort Worth.
ZIP 76119 covers Southeast Fort Worth along the Mansfield Highway corridor — the Carter Industrial Park, Echo Heights, and the residential blocks south of Loop 820. A-LA's Mansfield office (3101 Mansfield Hwy) is in this ZIP, which means walk-in coverage with bilingual agents is on your block. Mansfield Highway (US-287) is the spine, carrying commercial and commuter traffic toward Mansfield and southeast Tarrant County. The household mix includes high multi-generational percentage and significant small-business commercial-vehicle ownership.
How much does car insurance cost in 76119?
The table below summarizes A-LA's bind-rate data for ZIP 76119 between January 2025 and April 2026. Numbers represent the monthly premium range customers actually paid after our 35-carrier comparison — not aspirational starting prices.
| Coverage Type | 76119 Range | DFW Median | A-LA Floor |
|---|---|---|---|
| Liability (30/60/25) | $68-$112/mo | $70-$118/mo | $28/mo |
| Full Coverage | $142-$222/mo | $148-$230/mo | Varies |
| SR-22 | $28-$96/mo | $28-$110/mo | $28/mo |
76119 prices favorably for residential blocks because of below-median claim frequency and high continuous-coverage tenure. The Mansfield Highway corridor itself adds a small commercial-traffic premium for households facing the highway directly. Multi-generational household structure and small-business ownership both create bundling opportunities that lower effective per-driver cost.
A-LA's nearest office to ZIP 76119
Mansfield
3101 Mansfield Hwy, Fort Worth, TX 76119
Hours: Mon-Fri 10:00 AM - 7:00 PM, Sat 10:00 AM - 5:00 PM, Sun Closed
Lancaster
4082 E Lancaster Ave, Fort Worth, TX 76103
Hours: Mon-Fri 10:00 AM - 7:00 PM, Sat 10:00 AM - 5:00 PM, Sun Closed
Common insurance scenarios in 76119
Walk-in same-day coverage at Mansfield office
A-LA's Mansfield office at 3101 Mansfield Hwy is inside ZIP 76119 — your office is on your block. Walk-in coverage Mon-Fri 10am-7pm, Sat 10am-5pm. Bilingual agents. Phone: (817) 527-8607.
Carter Industrial Park commercial vehicles
76119's industrial-park density means many households own a work pickup or van. Personal policies exclude commercial use; A-LA writes commercial auto starting at $100-220/month for most light pickups, with separate quotes for medium-duty and heavy-duty.
Multi-generational household policies
76119's strong working-family demographic includes many multi-generational households. Single multi-driver, multi-vehicle policy saves 20-35% over separate per-driver policies.
How to lower your rate in 76119
- Walk into Mansfield (in your ZIP) for same-day binding — Bilingual agents, no appointment needed.
- Multi-driver multi-vehicle for multi-generational households — Saves 20-35% over separate per-driver policies.
- Commercial auto separate from personal — Carter Industrial Park business owners need commercial coverage for work vehicles.
- Bundle auto + renters or home — 10-25% discount.
- Continuous-coverage discount — Stay continuously insured — lapses cost 10-25%.
- Defensive driving course — 5-10% discount; available in Spanish.
- Pay-in-full discount — Save $30-72/year by paying six months upfront.
Frequently asked questions about car insurance in 76119
Methodology & data integrity
Source: A-LA bind data Jan 2025 - Apr 2026 across 35-carrier network.
Method: Median quote across 35 carriers, weighted by bind rate. Excludes claims-record surcharges. Rates are estimates; actual quotes vary by driving record, vehicle, coverage limits.
Reviewed by: Sean Gilani, Licensed Insurance Agent (TDI License #3107286). Last reviewed: April 24, 2026.
Texas state-minimum liability is 30/60/25 (Texas Insurance Code Sec. 601.072 / Transportation Code Sec. 601.051). Driving without proof of financial responsibility is a Class C misdemeanor under Sec. 601.191 with fines starting at $175 for a first offense. Your actual quote depends on your driving record, vehicle, coverage limits, and household composition. A-LA's $28/month floor reflects the minimum advertised SR-22 starting price; we never quote lower. For a precise quote, call (866) 252-6116 or visit your nearest A-LA office.
Get your 76119 quote in 5 minutes
Bilingual agents, no credit check, same-day proof of coverage. Walk into our Mansfield office or call now.