Car Insurance in Midlothian, TX
To get car insurance in Midlothian, TX, call (866) 252-6116 or quote online; our nearest store is in Duncanville, up US-67. A licensed agent compares 35+ carriers with no credit check and can file an SR-22 the same day. Texas requires at least 30/60/25 liability.
¿Prefieres español? Seguro de auto en Midlothian
By the A-LA Auto Insurance agency team · Updated
How do I get car insurance in Midlothian, TX?
Call A-LA at (866) 252-6116 or quote online. A licensed agent compares 35+ carriers with no credit check and can file an SR-22 the same day. A-LA has no Midlothian office; the nearest walk-in store is Duncanville, roughly 15 to 17 miles northeast on US-67, with Arlington a bit farther. Texas requires at least 30/60/25 liability under Transportation Code §601.072.
Source: Texas Transportation Code §601.072
Nearest A-LA Offices to Midlothian
A-LA has no office in Midlothian. The closest store is in Duncanville, on the same US-67 corridor that runs through town, and the next closest is in Arlington. You can also buy entirely by phone or online. Both stores speak English and Spanish.
A-LA Duncanville, Duncanville
901 E Hwy 67, Duncanville, TX 75137
About 15 to 17 miles by road (estimate; straight-line is about 13 miles): northeast on US-67, and the store address is on E Hwy 67 itself. Usually 20 to 30 minutes outside rush hour.
Mon to Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM
A-LA Pioneer, Arlington
901 W Pioneer Pkwy #105, Arlington, TX 76013
About 20 to 24 miles by road (estimate; straight-line is about 17 miles): north toward Arlington via US-287 and the I-20 or I-30 corridors. Usually 30 to 45 minutes depending on traffic.
Mon to Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM
Statewide line: (866) 252-6116. Distances are estimates; check a live map for traffic.
How to Buy From Midlothian in Three Steps
- 1
Call or start online.
Give us your ZIP, your vehicle and the ID you drive with. A Texas license is not required to buy; a foreign license, passport, Matrícula Consular or ITIN works.
- 2
Compare and choose.
The agent prices 35+ carriers side by side: liability only, higher limits or full coverage. No credit check, and $0 down plans when you qualify.
- 3
Get your ID card the same day.
Your digital proof of insurance arrives by email. If you need an SR-22, we file it with Texas DPS the same day, often in about 30 minutes.
Ready now? Call (866) 252-6116 or get a quote in about 3 minutes.
Coverage Options for Midlothian Drivers
Start at the Texas minimum or build up to full coverage. Every option below is sold by phone and online.
Texas Liability (30/60/25)
The legal minimum under Texas Transportation Code §601.072: $30,000 per injured person, $60,000 per accident and $25,000 for property damage. It pays for the other driver, not your car.
Full Coverage
Liability plus collision and comprehensive. Comprehensive is the part that pays for hail, flood water and theft. Lenders usually require it on a financed car.
SR-22 Filing
If a court or DPS orders an SR-22 after a DWI or a no-insurance conviction, A-LA files the certificate with Texas DPS the same day you buy. DPS then processes it on its own schedule.
No License, ITIN or Matrícula
You can insure a car in Texas without a Texas license. A-LA quotes with a foreign license, passport, Matrícula Consular or ITIN, in English or Spanish.
$0 Down, No Credit Check
A-LA never runs your credit. Plans with $0 down are available, and liability starts at $28/mo for qualifying drivers. Agency fee is $15 to $25.
Non-Owner Policies
For drivers who borrow a car or need an SR-22 without owning one, a non-owner policy keeps you insured and legal behind someone else's wheel.
What Affects Car Insurance Rates in Midlothian
Midlothian has grown from a cement town into a 35,000-person suburb. These are the details that affect what drivers here pay.
Ellis County and ZIP 76065
Midlothian is in northwest Ellis County and uses ZIP code 76065 (the city's contact address is 215 N 8th Street, phone 972-775-3481). Carriers rate by the ZIP where the car is kept, so quote with your real garaging address.
Where US-67 and US-287 meet
The city sits at the junction of U.S. Highway 67 and U.S. Highway 287. Commuters take US-67 northeast toward Cedar Hill, Duncanville and Dallas, and US-287 north toward Mansfield and Fort Worth. Long highway commutes add mileage, and mileage is a rating question.
Cement-plant and steel-mill truck traffic
Midlothian is the hub of the North Texas cement industry, with three cement production facilities and a large steel mill (Gerdau Ameristeel) in the city. Plants like these mean heavy trucks on the roads you share, so a good liability limit matters more than the bare minimum.
A fast-growing suburb of 35,125
The city grew to 35,125 residents by the 2020 census, about 25 miles southwest of Dallas, and Midlothian ISD serves most of it. More drivers, new subdivisions and school-zone traffic change ZIP-level pricing from year to year.
Hail across the Ellis County prairie
Spring hailstorms are a regular part of driving in Texas, and a single storm can total a car. Hail is a comprehensive claim: with liability only, you pay for the dents yourself, and open prairie storms can hit a whole parking lot at once.
The county seat is in Waxahachie
Ellis County's tax office is in Waxahachie, not Midlothian, and TxDMV lists no Midlothian branch. That matters on registration day: plan the trip and bring proof of insurance, which A-LA emails the same day you buy.
Your record and your vehicle
Tickets, at-fault crashes and a DWI move the price more than anything local. So does the car: a financed late-model pickup costs more to insure than a paid-off sedan carried on liability only.
DPS, Registration and SR-22 in Ellis County
Driver license. We could not confirm a DPS driver license office address for Midlothian, so we are not going to guess one. Use the Texas DPS online scheduler to find the current Ellis County or Dallas-area office, hours and appointment slots.
Registration. Vehicle registration and title work go through the Ellis County Tax Assessor-Collector at 302 N Monroe St, Waxahachie, TX 75165, phone (972) 825-5150. TxDMV lists no Midlothian branch, so check the Ellis County tax office's hours and locations on the county website before you go. Bring proof of Texas liability insurance, which A-LA emails the same day you buy.
SR-22. An SR-22 is a certificate your insurer files with DPS to show you carry the required liability. A-LA files it electronically the same day, often in about 30 minutes. DPS then processes it on its own schedule, and only DPS decides when a license is reinstated.
Read more on our Texas SR-22 insurance page.
Find Coverage for Your Situation
Midlothian Areas We Serve
Every ZIP in and around Midlothian, by phone and online.
Main corridors: US-67 and US-287. Coming from the other side of Dallas County? See car insurance in Duncanville or car insurance in Dallas.
Midlothian Car Insurance FAQs
Still have a question? Call (866) 252-6116 or get a quote in about 3 minutes.
Get Covered in Midlothian Today
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