Car Insurance in Kerrville, TX
To get car insurance in Kerrville, TX, call (866) 252-6116 or quote online. Kerrville is about 65 miles up I-10 from San Antonio, so most Kerr County drivers buy by phone; our San Antonio stores are the nearest in person. A licensed agent compares 35+ carriers with no credit check and can file an SR-22 the same day. Texas requires at least 30/60/25 liability.
¿Prefieres español? Seguro de auto en Kerrville
By the A-LA Auto Insurance agency team · Updated
How do I get car insurance in Kerrville, TX?
Call A-LA at (866) 252-6116 or quote online; most Kerrville drivers buy by phone. A licensed agent compares 35+ carriers with no credit check and can file an SR-22 the same day. A-LA has no office inside Kerrville; the nearest stores are in San Antonio, about 53 miles away in a straight line. Texas requires at least 30/60/25 liability under Transportation Code §601.072.
Source: Texas Transportation Code §601.072
Nearest A-LA Offices to Kerrville
A-LA has no office in Kerrville or anywhere else in the Hill Country, and we would rather say so than pretend otherwise. Our two San Antonio stores are the nearest in person, so most Kerr County customers use the phone or the online form and get their ID card by email the same day.
A-LA Military Dr, San Antonio
7475 Military Dr W #107B, San Antonio, TX 78227
About 53 miles straight-line and roughly 65 to 80 by road (estimate): I-10 is the main route from Kerrville toward San Antonio, then city streets to the west side. Plan on about an hour and a quarter to an hour and a half each way.
Mon to Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM
A-LA Old Hwy 90, San Antonio
140 Old Hwy 90 W, San Antonio, TX 78237
About 55 miles straight-line and roughly 65 to 75 by road (estimate): I-10 southeast toward San Antonio, then city streets to the west side. Plan on about an hour and a quarter each way; the phone line is quicker.
Mon to Fri 10:00 AM - 7:00 PM · Sat 10:00 AM - 5:00 PM
Statewide line: (866) 252-6116. Distances are estimates; check a live map for traffic.
How to Buy From Kerrville in Three Steps
- 1
Call or start online.
Give us your ZIP, your vehicle and the ID you drive with. A Texas license is not required to buy; a foreign license, passport, Matrícula Consular or ITIN works. Spanish and English are both fine.
- 2
Compare and choose.
The agent prices 35+ carriers side by side: liability only, higher limits or full coverage. No credit check, and $0 down plans when you qualify.
- 3
Get your ID card the same day.
Your digital proof of insurance arrives by email. If you need an SR-22, we file it with Texas DPS the same day, often in about 30 minutes.
Ready now? Call (866) 252-6116 or get a quote in about 3 minutes.
Coverage Options for Kerrville Drivers
Start at the Texas minimum or build up to full coverage. Every option below is sold by phone and online.
Texas Liability (30/60/25)
The legal minimum under Texas Transportation Code §601.072: $30,000 per injured person, $60,000 per accident and $25,000 for property damage. It pays for the other driver, not your car.
Full Coverage
Liability plus collision and comprehensive. Comprehensive is the part that pays for hail, flood water and theft. Lenders usually require it on a financed car.
SR-22 Filing
If a court or DPS orders an SR-22 after a DWI or a no-insurance conviction, A-LA files the certificate with Texas DPS the same day you buy. DPS then processes it on its own schedule.
No License, ITIN or Matrícula
You can insure a car in Texas without a Texas license. A-LA quotes with a foreign license, passport, Matrícula Consular or ITIN, in English or Spanish.
$0 Down, No Credit Check
A-LA never runs your credit. Plans with $0 down are available, and liability starts at $28/mo for qualifying drivers. Agency fee is $15 to $25.
Non-Owner Policies
For drivers who borrow a car or need an SR-22 without owning one, a non-owner policy keeps you insured and legal behind someone else's wheel.
What Affects Car Insurance Rates in Kerrville
Kerrville is the Kerr County seat, set among the hills along the Guadalupe River. These are the local details that shape a quote.
Kerr County seat in the Hill Country
Kerrville is the county seat of Kerr County, with 24,278 residents at the 2020 census and ZIP codes 78028 and 78029. Carriers rate by the ZIP where the car is kept, so quote with your real garaging address.
I-10, SH 16, SH 27 and SH 173
Interstate 10 puts Kerrville about 65 miles northwest of San Antonio and 52 miles southeast of Junction. State Highway 16 is the main road through the center of town, leading about 24 miles northeast to Fredericksburg; SH 27 runs west to Ingram and east to Comfort, SH 173 (Bandera Highway) runs south toward Bandera, and Loop 534 (Veterans Highway) circles part of town.
The Guadalupe River runs through town
The Guadalupe River runs directly through Kerrville, with city parks lining its banks and downtown on its northeastern side. Flood water damage to a car is a comprehensive claim, not a liability one, so it is worth knowing before you choose a deductible.
Schools and a university
Kerrville ISD runs the public schools, including Tivy High School and Hill Country High School, and Schreiner University, founded in 1923, is a private four-year school in town. Campus and school-run traffic add to the weekday mix on local roads.
Visitors, camps and festivals
The area is known for youth summer camps, hunting ranches and RV parks, and the city hosts the Kerrville Folk Festival, the Kerrville Triathlon and the Kerrville Renaissance Festival. Event weekends bring out-of-town drivers onto roads that are quiet the rest of the year.
Local employers
Kerrville is home to James Avery Jewelry and Mooney Aviation Company. If you commute to one of these employers, tell the agent your real mileage.
Which county tax office
Kerrville is in Kerr County, so registration and title work go through the Kerr County Tax Office at 700 Main St., Ste. 124, Kerrville, (830) 792-2241. The tax office, not DPS, handles registration; check the county website for hours before you go.
DPS, Registration and SR-22 in Kerr County
Driver license. We could not confirm a DPS driver license office address for Kerrville, so we are not going to guess one. Use the Texas DPS online scheduler to find the current office, hours and appointment slots near you.
Registration. Vehicle registration and title work go through the county tax office, not DPS. For Kerrville that is the Kerr County Tax Office, 700 Main St., Ste. 124, Kerrville, (830) 792-2241. TxDMV lists its San Antonio Regional Service Center for specialty title work and asks you to check county office availability before you travel. Bring proof of Texas liability insurance, which A-LA emails the same day you buy.
SR-22. An SR-22 is a certificate your insurer files with DPS to show you carry the required liability. A-LA files it electronically the same day, often in about 30 minutes. DPS then processes it on its own schedule, and only DPS decides when a license is reinstated.
Read more on our Texas SR-22 insurance page.
Find Coverage for Your Situation
Kerrville Areas We Serve
Every ZIP in and around Kerrville, by phone and online.
Main corridors: I-10, SH 16, SH 27 and SH 173. Looking at neighboring pages? See car insurance in San Antonio or car insurance in New Braunfels.
Kerrville Car Insurance FAQs
Still have a question? Call (866) 252-6116 or get a quote in about 3 minutes.
Get Covered in Kerrville Today
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