Sean Gilani — DUI / DWI Insurance Expert in Texas

About Sean's DUI / DWI Insurance Practice

Sean Gilani, TDI License #3107286, has placed post-conviction auto-insurance policies for thousands of Texas drivers since 2021. In Texas, the controlling statute is Texas Penal Code §49.04 — Driving While Intoxicated. Outside Texas the same offense is most commonly called DUI; inside Texas it is legally a DWI. Sean's practice handles both terminologies because so many of his clients moved from out-of-state with a DUI conviction on record and must re-qualify for Texas coverage. His workflow integrates SR-22 filing (Transportation Code §601.072), occupational-license coordination, and rate optimization across the small subset of carriers that quote recent DWI convictions without quadrupling the base premium.

Post-DWI auto-insurance pricing in Texas is non-linear. A first-conviction Class B misdemeanor (BAC 0.08–0.14) draws a different surcharge schedule than an enhanced first conviction (BAC 0.15+) or a second offense. Different carriers apply different look-back windows — three years, five years, or seven years. Sean knows which carriers in A-LA's 35+ specialty panel re-rate downward at the 36-month threshold and which keep the surcharge in place for the full statutory period. This carrier-knowledge difference can be the gap between $230/month and $95/month for the same driver with the same conviction.

Most post-DWI drivers in Texas must file an SR-22 certificate as a condition of license reinstatement. Sean handles the SR-22 electronically with the Texas Department of Public Safety same-day, so the driver can complete the DPS reinstatement packet without delay. He also counsels drivers on the occupational-license pathway — Texas Transportation Code §521.241 — which allows a person whose license is suspended to drive for limited essential purposes (work, school, household). Sean coordinates the auto-insurance policy and SR-22 with the court's occupational-license order so that legal compliance is continuous.

Sean's DUI/DWI editorial output covers the full lifecycle: what to do immediately after a DWI arrest, how SR-22 fits into the reinstatement process, what to expect on the first post-conviction renewal, when to shop carriers again, and how to maintain continuous coverage through the most expensive three to five years of a driving record. The article portfolio below represents his core published work on this topic, and the team behind every one of these guides is the same team Sean leads at A-LA's 14 DFW offices.