Salvage vs Rebuilt Titles
A salvage title is issued when an insurance company declares a vehicle a total loss — meaning the repair cost exceeds the vehicle's value (typically 75-100%). A rebuilt title is issued after a salvage vehicle has been repaired and passes a Texas state inspection verifying it's roadworthy and safe.
You cannot legally drive or insure a vehicle with a salvage title in Texas. The vehicle must first be repaired, inspected, and re-titled as "rebuilt" before it can be registered and insured.
Insurance Options
Most major insurance carriers (State Farm, Allstate, Progressive) are cautious about insuring rebuilt title vehicles because their pre-damage condition is uncertain. However, non-standard and specialty carriers actively insure these vehicles. A-LA Auto Insurance works with 35+ carriers, including specialists that offer coverage for rebuilt titles at competitive rates.
Liability Only
Widely Available
Meets Texas legal requirements. Covers damage you cause to others.
Full Coverage
Limited Carriers
Carriers may cap the vehicle's insured value below market price.
Getting Coverage
If you own a rebuilt title vehicle in Texas, visit any A-LA Auto Insurance office. Bring your rebuilt title documentation, state inspection certificate, and vehicle information. Our agents compare options from carriers that specialize in rebuilt title coverage, ensuring you get the best available rate. Same-day coverage is available. Call (866) 252-6116 or visit our nearest office.
Need Salvage Title Insurance?
A-LA works with specialized carriers that insure rebuilt title vehicles. Same-day coverage available.
Get My Free QuoteA-LA Auto Insurance Team
Written by licensed insurance professionals at A-LA Auto Insurance, serving the Dallas-Fort Worth community since 2021. Our bilingual agents compare 35+ carriers to find affordable coverage for every driver — no credit check, no US license required.